South African medical aid scheme · 2026

Discovery Health Medical Scheme plans and contributions.

Compare 25 Discovery Health Medical Scheme medical aid plans for 2026, including published contributions, hospital networks, day-to-day benefits and wellness su

Plans loaded
25
Published main-member range
R1 278–R12 338 a month
Income-banded records
4
Named-network records
17
Plan types represented
Network option, Comprehensive, Hospital plan, Saver
Wellness record
Discovery Vitality

Compare Discovery Health plans

25 records

Each record includes its published contribution table, hospital access, medical-savings amounts, insured day-to-day limits, procedure co-payments, source and known data gaps.

Active SmartClassic ComprehensiveClassic CoreClassic Delta CoreClassic Delta SaverClassic PriorityClassic SaverClassic SmartClassic Smart ComprehensiveClassic Smart SaverCoastal CoreCoastal SaverEssential CoreEssential Delta CoreEssential Delta SaverEssential Dynamic SmartEssential PriorityEssential SaverEssential SmartEssential Smart SaverExecutive PlanKeyCare CoreKeyCare PlusKeyCare StartKeyCare Start Regional

Wellness and rewards

A separate paid-for product, not a benefit of the medical scheme: you pay a monthly Vitality membership on top of your plan contribution and earn money back on qualifying groceries, pharmacy items and gym fees.

  • HealthyFood: up to 25% back: Up to 10% back at Checkers or Woolworths on activation, rising to up to 25% back at your chosen primary partner and 10% at the other. Rewards are capped at R2 500 of qualifying spend a month for a single member and R5 000 for a family.
  • HealthyCare: up to 25% back: The same two tiers at Clicks and Dis-Chem, paid in Discovery Miles. Capped at R2 000 of monthly spend for a single member and R4 000 for a family on Premium; R1 250 and R2 500 on Active.
  • Vitality Money: up to 50% back: Discovery Bank clients can lift the HealthyFood and HealthyCare rate to up to 50% back. Discovery states the boost depends on Vitality Money status, the Discovery Bank product, card colour and qualifying monthly spend, so no single figure can be computed, and it is an upper bound.
  • Gym: up to 75% off: Up to 75% off Virgin Active and Planet Fitness monthly membership, plus up to eight free workouts a month.
  • Vitality Active membership: R159 a month for the main member and R159 for every additional adult. Children under 18 are not billed and do not receive a Vitality Active policy.

See every scheme’s published wellness record.

Published sources

Visit the official Discovery Health Medical Scheme website.