Medical aid wellness programmes in South Africa.

Cash or voucher rewards, extra health-cover incentives, screenings and coaching are different products. Pryse records those categories separately and preserves published caps, conditions and “up to” qualifiers.

“No separate programme” does not mean “no preventative benefits”; it means the reviewed scheme material did not publish a separate behaviour-linked programme.

Discovery Vitality

A separate paid-for product, not a benefit of the medical scheme: you pay a monthly Vitality membership on top of your plan contribution and earn money back on qualifying groceries, pharmacy items and gym fees.

• HealthyFood: up to 25% back: Up to 10% back at Checkers or Woolworths on activation, rising to up to 25% back at your chosen primary partner and 10% at the other. Rewards are capped at R2 500 of qualifying spend a month for a single member and R5 000 for a family. Condition: Every adult on the membership must complete a Vitality Health Check and a Vitality Age assessment within the previous 12 months.
• HealthyCare: up to 25% back: The same two tiers at Clicks and Dis-Chem, paid in Discovery Miles. Capped at R2 000 of monthly spend for a single member and R4 000 for a family on Premium; R1 250 and R2 500 on Active. Condition: At least R150 of qualifying spend per member per partner each calendar month.
• Vitality Money: up to 50% back: Discovery Bank clients can lift the HealthyFood and HealthyCare rate to up to 50% back. Discovery states the boost depends on Vitality Money status, the Discovery Bank product, card colour and qualifying monthly spend, so no single figure can be computed, and it is an upper bound.
• Gym: up to 75% off: Up to 75% off Virgin Active and Planet Fitness monthly membership, plus up to eight free workouts a month. Condition: Both are published as "up to" and scale with your Vitality Health status, so the share you actually get is not a published number.
• Vitality Active membership: R159 a month for the main member and R159 for every additional adult. Children under 18 are not billed and do not receive a Vitality Active policy.

Sources

• What is Vitality — 2026 plans, rates and rewards · Discovery, read 2026-07-27
• Vitality HealthyFood and HealthyCare help — reward tiers, partners and monthly spend limits · Discovery, read 2026-07-27
• Join Vitality Active — membership and child billing · Discovery, read 2026-07-27

Browse Discovery Health Medical Scheme plan records.

Multiply and HealthReturns

HealthReturns pays cash back into a HealthSaver account for health assessments and meeting activity goals. Multiply, the wider rewards programme, has a free tier and paid tiers.

• HealthReturns: up to R1 000 per adult a month: Earned monthly and capped at 40% of your medical scheme contribution, paid into a HealthSaver account you can spend on contributions, gym, healthcare providers or partner purchases. The HealthSaver account carries a R40 annual admin fee. Condition: Complete the annual digital health and fitness assessment, then meet the published weekly and monthly activity, Recharge and leaderboard goals.
• Multiply Inspire and Inspire Plus: Inspire is free and can pay up to R250 per adult a month, capped at 10% of the contribution. Inspire Plus costs R219 a month and can pay up to R1 000 per adult a month, capped at 40%.
• Multiply Engage tiers: Engage is free and Engage Plus costs R195 a month. Momentum publishes partner rewards of up to 75%, with the actual reward depending on the partner, tier and activity level.

Sources

• HealthReturns+ · Momentum, read 2026-07-27
• Multiply rewards and discounts · Momentum, read 2026-07-27

Browse Momentum Medical Scheme plan records.

Fedhealth Health Rewards and Day-to-Day Plus

Included with membership. Completing health risk assessments unlocks additional day-to-day benefits, and a digital rewards platform pays out vouchers for completed health activities.

• Day-to-Day Plus: R3 000 to R4 500 per family: The annual family amount is R3 000 on flexiFED 1, R3 500 on flexiFED 2, R4 000 on flexiFED 3 and R4 500 on flexiFED 4. It pays for nominated-network GP visits, dentistry, medication and pathology and does not apply to flexiFED Savvy. Condition: Complete a health risk assessment at a pharmacy or GP, then register on the Fedhealth Member App.
• Health Rewards: A free digital platform with weekly spins, brand vouchers and personalised challenges. Completing four annual health activities earns a R400 voucher.

Sources

• flexiFED Savings Plans — rates and benefits 2026 · Fedhealth Medical Scheme, read 2026-07-27
• Health Rewards by Sanlam · Fedhealth Medical Scheme, read 2026-07-27

Browse Fedhealth Medical Scheme plan records.

Benefit Booster and B Programme

Included with membership. Completing the required assessments activates an option-specific Benefit Booster of R1 000 to R5 000 per family, while the free B Programme provides partner rewards and discounts.

• Benefit Booster: R1 000 to R5 000 per family: R5 000 on BonSave, Standard and Standard Select; R4 000 on BonPrime and Primary; R2 070 on BonComplete and BonClassic; R1 440 on BonFit; R1 160 on BonStart, BonStart Plus, BonEssential and BonEssential Select; and R1 000 on BonCore. Condition: Complete both a mental-health assessment and a wellness screening at a preferred-network pharmacy or Bonitas wellness day. Every adult must complete both; children under 21 gain access after an adult activates the benefit.
• B Programme: A free wellbeing programme with rewards and partner discounts. Bonitas does not publish one universal rand or percentage value for those partner offers.

Sources

• 2026 How to — Benefit Booster · Bonitas Medical Fund, read 2026-07-27
• B Programme — value and wellbeing · Bonitas Medical Fund, read 2026-07-27

Browse Bonitas Medical Fund plan records.

Tempo

Included with membership on every option, at no extra cost, for members and dependants aged 16 and older. Tempo pays no cash back. It is a screening and coaching programme.

• Tempo Lifestyle Screening: An annual screening that opens access to fitness and nutrition professionals across nutrition, exercise, rest and hydration. No points system and no tiers.
• Gym partners: Discounted rates at partnered gyms and fitness centres. The discount is not published as a percentage.

Sources

• Bestmed 2026 Comparative Guide · Bestmed Medical Scheme, read 2026-07-27

Browse Bestmed Medical Scheme plan records.

Care extender

Included on every plan. Claiming specified screenings unlocks one additional family GP consultation, while a combo health screening unlocks R1 000 in family self-medication at a network pharmacy.

• One additional family GP consultation a year: Activated after a Pap smear, mammogram, prostate test, faecal occult blood test or bone-density test is claimed.
• R1 000 family self-medication a year: Available at a network pharmacy after a combo health screening is claimed.

Sources

• Medihelp 2026 Member Guide · Medihelp Medical Scheme, read 2026-07-27

Browse Medihelp Medical Scheme plan records.

Wellness Benefits

Medshield publishes screening and vaccination benefits rather than a cash or points programme. Availability and limits vary by option; PremiumPlus is the official 2026 guide reviewed here.

• Annual health-risk assessment: One assessment per beneficiary aged 18 or older each year, including cholesterol, glucose, blood pressure and BMI.
• Option-specific prevention: PremiumPlus includes flu vaccination and age- or sex-specific screening benefits; adult vaccinations share a R2 100 family limit a year.

Sources

• Medshield PremiumPlus 2026 Benefit Guide · Medshield Medical Scheme, read 2026-07-27

Browse Medshield Medical Scheme plan records.

KeyHealth Rewards: latest published campaign closed

The latest official terms describe a smartwatch reward draw that ran from 1 April to 30 September 2025. No current 2026 reward mechanics are published, so Pryse does not present it as a live entitlement.

• Smartwatch Member Journey: closed: Active members and dependants who participated in KeyHealth wellness initiatives during the campaign period were eligible for a random reward draw.
• Published campaign dates: Participation ran from 1 April to 30 September 2025; the draw was scheduled for 6 October 2025.

No successor 2026 campaign or standing rewards tariff was published when reviewed on 27 July 2026.

Sources

• KeyHealth Rewards terms and conditions — Smartwatch Member Journey · KeyHealth Medical Scheme, read 2026-07-27

Browse KeyHealth Medical Scheme plan records.

Preventative Care and Care Maximiser

CompCare publishes option-specific fitness, nutrition, screening and coaching support. These are healthcare benefits, not a cash-back or points programme.

• Fitness and nutrition support: Selected options include an annual fitness assessment and exercise prescription by a network biokineticist, an annual dietitian assessment and healthy-eating plan, plus monitoring.
• Care Maximiser: On participating options, additional benefits become available after every adult beneficiary completes blood pressure, blood sugar, cholesterol and BMI or waist measurements at a DSP pharmacy. Condition: Where the option has a personal medical savings account, it must first be depleted.

Sources

• CompCare 2026 Benefit Guide · CompCare Medical Scheme, read 2026-07-27

Browse CompCare Medical Scheme plan records.

Preventative Care and Wellbeing support

Medimed publishes option-specific preventative-care limits and wellbeing support, not a cash-back programme. The dedicated preventative-care limit is not available on Medisave Essential.

• Preventative care limits: R1 500 per beneficiary on Alpha; R1 500 per beneficiary up to R3 000 per family on Medisave Standard; and R1 600 per beneficiary up to R3 200 per family on Medisave Max.
• Covered prevention: The listed services include flu vaccination, Pap smear, bone-density, cholesterol, dental, glucose and HIV screening, subject to each option’s rules.
• Medisave Essential: The 2026 Essential guide does not publish a dedicated preventative-care rand limit.

Sources

• Medimed Alpha 2026 Benefits and Contributions · Medimed Medical Scheme, read 2026-07-27
• Medimed Medisave Essential 2026 Benefits and Contributions · Medimed Medical Scheme, read 2026-07-27
• Medimed Medisave Max 2026 Benefits and Contributions · Medimed Medical Scheme, read 2026-07-27
• Medimed Medisave Standard 2026 Benefits and Contributions · Medimed Medical Scheme, read 2026-07-27

Browse Medimed Medical Scheme plan records.

Wellness and Screening Benefits

Included on all options and paid from risk. Sizwe Hosmed publishes annual health assessments and age-specific screening benefits rather than a cash or points reward.

• Annual health assessment: Blood pressure, blood glucose, cholesterol and BMI measurements are available annually, together with diabetic eye and foot screening where applicable.
• Age-specific screening: The programme includes specified women’s health, cancer and child screening benefits, subject to the guide’s age and frequency rules.

Sources

• Sizwe Hosmed 2026 Member Summary Guide · Sizwe Hosmed Medical Scheme, read 2026-07-27

Browse Sizwe Hosmed Medical Scheme plan records.

Health and Wellness Management Programme

Included health assessment, online coaching and counselling support. Thebemed publishes no cash-back or points value for the programme.

• MyPlan2BWell: One online membership per beneficiary aged 18 or older each year, with a health rating, goal choice, e-coaching, personalised meal and fitness plans, and progress tracking. Condition: Online registration is required.
• Health Assist: One annual health-risk assessment for beneficiaries aged 18 or older, covering cholesterol, blood pressure, BMI and lifestyle, plus unlimited 24/7 counselling.

Sources

• Thebemed 2026 Benefit Brochure · Thebemed Medical Aid Scheme, read 2026-07-27

Browse Thebemed Medical Aid Scheme plan records.

No separate programme published

No separate healthy-behaviour rewards or coaching programme is published.

The official 2026 guide publishes ordinary preventative screening benefits, but no separate behaviour-linked rewards or coaching programme.

Sources

• Cape Medical Plan Health Benefits 2026 · Cape Medical Plan, read 2026-07-27

Browse Cape Medical Plan plan records.

No separate programme published

No separate healthy-behaviour rewards or coaching programme is published.

The official 2026 guide publishes preventative screening benefits, but no separate behaviour-linked rewards or coaching programme.

Sources

• Genesis Medical Scheme Benefits and Contributions 2026 · Genesis Medical Scheme, read 2026-07-27

Browse Genesis Medical Scheme plan records.

No separate programme published

No separate healthy-behaviour rewards or coaching programme is published.

The official 2026 material promotes prevention and chronic-care management, but does not publish a separate behaviour-linked rewards or coaching programme.

Sources

• Makoti Benefits and Contributions — 2026 Summary · Makoti Medical Scheme, read 2026-07-27

Browse Makoti Medical Scheme plan records.

No separate programme published

No separate healthy-behaviour rewards or coaching programme is published.

The four official 2026 option pages publish plan benefits but no separate behaviour-linked rewards or coaching programme.

Sources

• Suremed Challenger Benefit Summary 2026 · Suremed Health Medical Scheme, read 2026-07-27
• Suremed Navigator Benefit Summary 2026 · Suremed Health Medical Scheme, read 2026-07-27
• Suremed Shuttle Benefit Summary 2026 · Suremed Health Medical Scheme, read 2026-07-27
• Suremed Explorer Benefit Summary 2026 · Suremed Health Medical Scheme, read 2026-07-27

Browse Suremed Health Medical Scheme plan records.