Terms / plain language

Simple terms.

What’s free, what you pay for and your rights.

Effective 20 August 2026Version 2026-10-23.1

1. Your agreement with Pryse

This agreement is between you and Rashik Singh trading as Pryse (“Pryse”, “we”, “us”). By using the comparison, you agree to these terms. Before paying, you must separately agree to immediate delivery.

The Privacy Notice explains how information is handled. The law takes priority over these terms where a right cannot be excluded.

2. Who may use Pryse

You must be at least 18. You may provide another adult's information only with their permission. You may provide a child's information only if you are their parent, guardian or another competent person legally able to consent for them. Do not enter information you are not authorised to provide.

3. The free comparison

You can read every plan’s published price, benefits, medicine-cover details and sources for free. You also get a yearly cost estimate for one plan: the one with the lowest published monthly price for your household. This order is based on price, not a recommendation.

Pryse uses your answers and stated care settings to calculate each plan’s costs. You control sorting and filtering. We do not recommend a plan, rank plans by how well they suit you, submit applications or act as a broker or other intermediary.

The comparison is an aid to research, not a quote, guarantee of cover, clinical assessment or substitute for scheme rules. Medical schemes and regulators may change prices, benefits, covered medicines, networks and rules.

5. Delivery policy

Delivery is immediate and automatic. After successful payment, PayFast notifies Pryse, the purchase is recorded against your comparison, the remaining figures ordinarily become visible in the same browser within seconds, and those plans become available for your personalised report. There is no delivery fee, courier or physical collection.

If a comparison has not unlocked within 15 minutes of a payment PayFast has confirmed, email rsm.venture.cap@gmail.com with the payment reference. You can choose for us to restore access or refund the full payment.

7. Cancellation policy

You pay once. There is no subscription, repeat or scheduled billing, stored card, automatic renewal or ongoing permission to charge your account. There is no recurring service to cancel.

You may stop using Pryse at any time. You may delete stored questionnaire data through the controls in the Privacy Notice. Stopping use or deleting data does not, by itself, reverse a completed payment; section 6 explains the refund rules.

8. How we earn money

Pryse sells its own software directly to you. Pryse is the seller responsible for your purchase, and payments to its PayFast account are for its own product.

  • Pryse does not process or collect payments for a third party. No scheme contribution, premium, application fee, broker fee or commission is taken through Pryse's PayFast account.
  • Pryse does not hold, route or settle funds for a scheme, broker, administrator or anyone else.
  • Pryse is not a marketplace, payment aggregator, intermediary, payment facilitator or payment service provider, and does not resell another party's product or service.

Pryse does not sell, broker or administer medical-aid cover, is not paid by a medical scheme and earns no commission if you later join one. If you want to join, Pryse directs you to the scheme or an accredited broker. That transaction happens outside Pryse, without money passing through Pryse's systems.

Pryse's only other revenue source is advertising displayed on the site. Advertising revenue is paid by the advertising network directly and does not pass through the PayFast account. Advertisers cannot influence the plans shown, the calculation or their order. An advertisement is not a Pryse recommendation.

9. Your information

The Privacy Notice explains how we use your information. Cloud questionnaire storage, health-data processing and model development are separate choices. Optional choices are off by default and may be declined without losing the basic comparison.

10. Your responsibilities

Give information you reasonably believe is accurate, keep your browser and payment reference secure, and check the source shown for each plan and medicine. Do not misuse the service, probe another person's data, automate abusive requests, interfere with the service or use it unlawfully.

11. Intellectual property

Pryse and its licensors retain rights in the software, visual design, calculation method and original content. You may use the service and save or print your own comparison for personal, non-commercial purposes. Scheme names, marks and source materials remain the property of their respective owners.

12. Availability and changes

We may maintain, correct, suspend or stop features. We will not silently broaden an optional data purpose. A significant change to these terms or the Privacy Notice gets a new version. We will ask you to accept it again where needed.

14. Ending use, disputes and general terms

You may stop using Pryse at any time. Terms that reasonably need to survive, such as ownership, lawful audit records and accrued rights, continue. South African law governs this agreement, and the parties submit to courts with lawful jurisdiction in South Africa.

Nothing prevents you from approaching the National Consumer Commission, Information Regulator, an ombud with jurisdiction or another forum available by law. If one provision is invalid, the remaining provisions continue as far as they can fairly operate. A delay in enforcing a right is not a waiver.

This agreement and the Privacy Notice are the whole agreement between you and Pryse for the free comparison and a paid unlock, except for rights and duties imposed by law.

15. Supplier and contact details

Trading name
Pryse
Owner
Rashik Singh
Support and refunds
rsm.venture.cap@gmail.com
Telephone
061 569 8671
Product
One-time access to your comparison
Price and currency
R19.99 ZAR, once-off
Payment provider
PayFast; no card details are stored by Pryse